Creating a simple holiday budget: Did you save or over spend this year?

Hi Everyone-
We are 9 days away from Christmas and know everyone is in full gear with buying gifts (hopefully not all last minutes). This tutorial shows an easy way to track your spending this year. The million dollar question we all ask ourselves is "Did we save or over spend this year?"

If you have your receipts, then your half way there in really assessing the shopping damage. In a struggling economy saving money has got to be on top of everyone's mind so why not start with a simple budget using a spreadsheet in Microsoft Excel or any application similar for this matter.

No need to buy expensive budget software when you can create yours for free. If creating a spreadsheet is not your style there are great online budget planning sites such as http://www.mint.com/.

Happy holidays and New Year!!!!

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